Town Capital - Ryan Townsley, CFP®, RICP® - Bel Air, Maryland

Town Capital - Ryan Townsley, CFP®, RICP®

Address: 112 W Pennsylvania Ave Suite 301, Bel Air, MD 21014.

Phone: 08640209.

Website: towncapitalllc.com.

Specialties:

• Financial planner.

Other points of interest:

• Identifies as veteran-owned.
• Online appointments available.
• Onsite services provided.
• Wheelchair accessible entrance and parking lot.
• Wheelchair accessible restroom.
• Appointment required.
• Appointments recommended.

Town Capital, led by Ryan Townsley, CFP®, RICP®, is a highly esteemed financial planning firm located in Bel Air, Maryland. Their commitment to providing exceptional financial advice and personalized service has earned them a stellar reputation in the community.

With a special focus on financial planning, Town Capital caters to clients who are seeking expert guidance in managing their assets, planning for the future, and achieving their financial goals. Their comprehensive approach and commitment to understanding each client's unique needs make them a trusted partner for individuals navigating the complexities of personal finance.

Notably, Town Capital is a veteran-owned business, showcasing their dedication to supporting the community and understanding the challenges faced by individuals from various backgrounds.

The firm's convenient location at 112 W Pennsylvania Ave Suite 301, Bel Air, MD 21014, offers easy access for those seeking in-person consultations. Alternatively, online appointments are also available, making it convenient for clients to receive expert advice regardless of their location.

With a 5 out of 5 stars rating on Google My Business, Town Capital has garnered a strong following of satisfied clients. Testimonials highlight their personalized approach, effective planning strategies, and the substantial positive impact on their clients' financial well-being. One client shared their experience: "After having my second kid, I knew I needed some help managing my assets. I found Ryan by looking for local fee-only financial planning services as I wanted someone I could talk to face to face. Ryan has helped me put together a plan for my assets and what the next 10+ years look like. Highly recommend Ryan to anyone looking for a solid Financial Advisor."

To schedule an appointment or learn more about Town Capital's services, visit their website at towncapitalllc.com or call 08640209. Don't miss this opportunity to take control of your financial future with the expert guidance of Ryan Townsley and the dedicated team at Town Capital.

👍 Reviews of Town Capital - Ryan Townsley, CFP®, RICP®

Brian R.

5/5

After having my second kid, I knew I needed some help managing my assets. I found Ryan by looking for local fee-only financial planning services as I wanted someone I could talk to face to face. In addition, his approach to personal finance was right in line with what I wanted to achieve. Ryan has helped me put together a plan for my assets and what the next 10+ years look like. Highly recommend Ryan to anyone looking for a solid Financial Advisor.

5e3tweed

5/5

Town Capital provides a comprehensive and thorough financial plan. The time spent to customize a plan based on my wants and needs was fantastic. Ryan ensured I understood the process and was confident in my future.

Steven W.

5/5

I selected Ryan Townsley with Town Capitol as my financial advisor last year as I was looking for an independent, fiduciary, Certified Financial Planner in preparation for my retirement.
Ryan has worked diligently to assist me in consolidating and adjusting my assets in a relatively short period of time so that I am now well positioned for retirement.
His communication has been excellent; providing me with the information that I need and assuring that my concerns, preferences, and personal circumstances are considered in the process.
I am looking forward to working with him into my retirement and now feel much better prepared for the future.
Steve W.,
Monkton, MD

Brian J.

5/5

Town Capital is a full service firm that I believe strives to provide their clients with a plan that best suits their individual needs. Ryan has a wealth of knowledge, which he backs up with the latest software analysis tools. He is open to any questions I may have and has excellent responses for my concerns. Town Capital has also provided me with connections to estate planning and insurance professionals who provide services to compliment my financial plan. Ryan is extremely interested in my financial well being and retirement success. I highly recommend Town Capital.

Christine S.

5/5

Ryan has made my upcoming retirement so easy. He's been with me every step of the way. His knowledge and expertise puts my mind at ease!

William W.

5/5

We have had an excellent experience working with Ryan at Town Capital. He is well qualified and made my wife and I comfortable immediately. By helping us identify our goals for the future and listing smart investment choices, Ryan was instrumental in helping us retire before the age of 60. There was much discussion before sound decisions were made. Ryan has provided great advice at a great value. Would highly recommend Town Capital for your financial management.

Dave W.

5/5

Town Capital LLC -Ryan Townsley CFP is a professional financial planner and retirement expert that is quite knowledgeable in the various strategies for preparing clients for retirement and managing assets in retirement. I would give the firm 5 stars based on the customer service and professional knowledge for pre-retirement planning and retirement income strategies.
There are two approaches when working with Town Capital: consulting with a fixed fee to establish a retirement portfolio for pre-retirements / to establish reliable income flow for retirees that have entered into retirement, or using the firm to place assets under management (AUM) where the firm actively manages assets in retirement based on the clients risk tolerance and the cash flow needed during retirement. Ryan takes time to explain to clients the various investment strategies and withdraw options which we found very helpful and reassuring. For Town Capital to actively manage accounts an annual fee is required.
Initially, my wife and I just consulted with Town Capital LLC to assist with tweaking our portfolios for retirement as “ do-it-yourself” investors. This was fine as we entered into retirement, but I realized that my knowledge and time available to actively trade to maintain growth and required cash flow withdraws can be a bit overwhelming. Also, I lacked all the expensive software to review and make sound investment planning. Therefore, we decided to put our assets under active management with Town Capital. We meet with Town Capital, roughly quarterly to discuss our risk tolerance, investments and withdraw options, the firm also provides workgroup meetings with other clients to discuss: market conditions, tutoring for establishing Long Term Care (LTC), establishing Revocable Trusts, Will Planning, Social Security withdraw options, Medicare option planning and tax strategy planning in retirement (i.e., IRA - Roth Conversions and RMDs.) Although, we were provide all these services privately during our consultations with Town Capital; it was nice to go through this tutoring again with Ryan and his professional guests on Zoom meetings with other clients. Town Capital is networked with a group of professionals (e.g., insurance agents, estate and tax attorneys ) that can assist with establishing these retirement planning needs.
My wife and I are very happy and comfortable working with Ryan Townsley to assist with our retirement planning which allows us peace of mind to enjoy our time free of work and worries. We are assure that we will continue have steady income flow based on our cash reserves, pensions and Social Security without the need to be fixated on the day to day markets ups and downs.

Shelly G.

5/5

Very informative and planning our retirement was a breeze. Made our decision simple. Financial planning and investing easy to understand. Ryan has helped us accomplish our retirement goal!