Total Wealth Planning, LLC - Cincinnati, Ohio

Micah P.

Total Wealth Planning has been providing quality client service for over 35 years. They keep the client's best interest top of mind and go out of their way to give comprehensive financial planning advice. Not only do they treat clients well, but they also empower their employees to be the best versions of themselves to continue to create a legacy for years to come. If you are looking for a great firm to give you advice and help grow your wealth look no further! (Current Employee of TWP)

Jordan N.

Working at Total Wealth Planning in Blue Ash, Ohio, has been an incredibly rewarding experience. The clients we serve are truly remarkable—each interaction is an opportunity to build meaningful relationships and help families achieve their financial dreams. It’s fulfilling to be part of a company that values its clients and works diligently to provide personalized, top-tier service.

What sets Total Wealth Planning apart is the positive teamwork environment. Everyone on the team is collaborative, supportive, and genuinely committed to helping each other succeed. There’s a shared sense of purpose that makes coming to work enjoyable and inspiring. The leadership fosters open communication and ensures that every team member feels valued and empowered to contribute their best.

Whether you are seeking a transparent and knowledgeable financial advisor OR searching to join a growing RIA fee-only advisory firm, look no further than Total Wealth Planning.

Paul J.

The name says it all. A person would find it difficult to discover another organization that honestly exists to provide service for their clients in the same manor as TWP does for theirs. TWP has surpassed all of my expectations as a client, and I feel extremely fortunate to have developed a relationship with them now and into a financially secure future.

Barb H.

My husband investigated and interviewed several financial firms 4 years ago to help us plan our retirement. He found and made an appointment with Total Wealth Planning and we had our first meeting with Joel Musser and Mel. They made us feel comfortable and helped us understand our options.

About a year later my husband passed away and Joel was one of the first people I called to help me understand the financial next steps. He relieved my anxiety, which allowed me to focus on myself and our children. Now 3 years later I am taking the last steps towards retirement and even though I am now alone, I know I am in good hands with TWP and can enjoy my next step in life. I cannot say enough about their support and glad my husband made this choice.

William O.

More than 30 years ago, we knew we needed professional help to lay out a sensible plan to managing our investments and plan for retirement. We had until then worked with large brokerage firms that offered lots of advice about what they could sell (and make a commission on) but none on retirement planning or overall investment management. Unhappy with that, we looked around and found a fee-only advisor who developed a long-range plan that suited our needs and our risk tolerance. That firm merged seamlessly with Total Wealth Planning, a somewhat larger firm which, to our delight, has the same investment philosophy. Now in retirement, the TWP plan (asset allocation, investment balance and withdrawal schedule) is working flawlessly. There have been no surprises, no glitches, and no sleepless nights. Amelia West, who manages the Indianapolis office, is the person we deal with regularly. (Others in TWP are available and responsive as needed.) Amelia is always responsive to our inquiries. She communicates clearly and concisely.
Over the years, in living outside of Indiana and even overseas, we have taken the opportunities to investigate several other investment firms. None of them came close to matching the openness and investment philosophy that we found with TWP and its predecessor. We are completely satisfied with Total Wealth Planning’s services and with all the people we know there.

Debbie E.

We have been working with TWP for 20 years and have been very happy with the financial guidance they have provided over the years. While we are a few years away from retirement, we have a peace of mind knowing we could if we needed to due to our saving and more importantly, it’s growth given the team’s rebalancing of our portfolio as needed. It is reassuring knowing they are watching and managing it for us! The team has been very consistent, always professional, and is always available to answer questions. It’s been great seeing their company expand over the years, yet still maintain such a personal feel.

Harshini S.

After working with three large and one boutique-type investment advising companies, I decided to manage our investments, because we were not getting holistic investment advice. However, DIY became stressful and time consuming; so I searched for a local company. Based on the strong online reviews it had, I decided to interview TWP (thank you everyone who wrote reviews; ultimately, we benefited from those). Joel convinced us, and we became clients of TWP. Since then, Joel and the team have exceeded our expectations (given my background in accounting and finance, my expectations are high). I can say that for the first time, we have experts that look at the big picture and give us solid financial planning advice, not just investment advice. We recently moved out of state, which involved real estate transactions, rollovers, new financial scenarios etc., Through all of those, Joel and his team were extremely helpful and competent. Additionally, there is also company-level communication, which is very helpful. Even though we now live in the pacific northwest, we will stay with TWP because of the quality service that they've provided us. I join all the other clients who have given this team a five star rating.

Lamont R.

Selecting Total Wealth Planning has been the best financial decision I've ever made. The team is very knowledgeable, responsive and caring.

Years ago, I spoke with Brett Wilder after listening to him speak on radio a program, whose name I can longer remember, and then purchasing his book "The Quite Millionaire." Since then I have always felt financially secure and comfortable working with a team I could trust.

I would recommend Total Wealth Planning to anyone looking to secure their future with people they can trust.