Pinellas Federal Credit Union - St. Petersburg, Florida

Pinellas Federal Credit Union: A Comprehensive Overview

For individuals and businesses seeking a reliable and community-focused financial institution, Pinellas Federal Credit Union stands as a commendable choice. Located at 3100 5th Ave N, St. Petersburg, FL 33713, United States, this credit union offers a wide array of services designed to meet the diverse financial needs of its members. With a dedicated phone line at 727-586-4422 and a user-friendly website at pinellasfcu.org, accessing information and managing accounts is convenient. This document provides a detailed look at Pinellas Federal Credit Union, encompassing its specialties, facilities, customer feedback, and key points of interest.

About Pinellas Federal Credit Union

Pinellas Federal Credit Union is a member-owned, not-for-profit credit union dedicated to providing exceptional service and competitive financial products. Unlike traditional banks, it operates on a cooperative structure, meaning that its members are also its owners. This unique structure translates to lower fees, better interest rates on savings accounts, and personalized attention. The credit union’s mission is centered around fostering financial well-being for its members and contributing positively to the community it serves. It’s a strong advocate for financial literacy and offers numerous resources to help members make informed decisions about their money.

Services Offered

Pinellas Federal Credit Union offers a comprehensive suite of financial services, including:

• Checking Accounts: Various checking account options cater to different needs, with features such as online banking, mobile deposit, and rewards programs.
• Savings Accounts: A range of savings accounts designed to help members grow their savings, including certificates of deposit (CDs) and high-yield savings accounts.
• Loans: The credit union provides loans for a variety of purposes, including mortgages, auto loans, personal loans, and small business loans.
• Credit Cards: They offer credit card options with competitive rates and rewards.
• Online and Mobile Banking: Convenient access to account information and the ability to manage finances anytime, anywhere.
• Financial Counseling: Dedicated resources for members seeking assistance with budgeting, debt management, and financial planning.

Location and Accessibility

The physical location of Pinellas Federal Credit Union at 3100 5th Ave N, St. Petersburg, FL 33713, offers a tangible point of contact for members. Notably, the facility is equipped with several accessibility features, ensuring a comfortable experience for all patrons. These include:

• Drive-through: A drive-through window provides a convenient option for quick transactions.
• Wheelchair-accessible car park: Ample accessible parking spaces are available.
• Wheelchair-accessible entrance: The main entrance is designed to accommodate individuals using wheelchairs or other mobility devices.

Customer Feedback and Reputation

Pinellas Federal Credit Union currently boasts 29 reviews on Google My Business, reflecting the experiences of its members. The average opinion is 3.3 out of 5 stars. While the average score suggests room for improvement, a significant number of reviews highlight positive aspects such as friendly staff, efficient service, and competitive rates. It’s recommended that prospective members review these reviews to gain a deeper understanding of the member experience. pinellasfcu.org likely contains a more detailed collection of member feedback.

Key Features and Benefits

Choosing Pinellas Federal Credit Union offers a number of distinct advantages:

• Member Ownership: As a credit union, members own the institution and benefit from its success.
• Competitive Rates: Typically offers more favorable interest rates on savings and loans compared to traditional banks.
• Personalized Service: Known for providing attentive and individualized service to its members.
• Community Focus: Actively involved in supporting local initiatives and organizations.
• Financial Education: Offers resources to improve financial literacy and promote responsible financial habits.

In conclusion, Pinellas Federal Credit Union presents itself as a strong and reliable financial partner. Its combination of accessible services, community engagement, and member-focused approach makes it a worthwhile consideration for individuals and businesses seeking a supportive and beneficial financial institution. For further details, prospective members are encouraged to visit the website at pinellasfcu.org or contact the branch directly at 727-586-4422.