River Valley Credit Union, Loan Center - West Carrollton, Ohio

River Valley Credit Union, Loan Center is a reputable financial institution located at 2098 S Alex Rd, West Carrollton, OH 45449. They can be reached by phone at 9378596260 or via their website at rivervalleycu.org. This credit union specializes in business banking services and mortgage lending. One of the standout features of River Valley Credit Union is their drive-through service, which allows for convenient banking without even leaving your vehicle. The facility is also wheelchair accessible, with both an entrance and parking lot designed to accommodate those with mobility needs.

With 41 reviews on Google My Business, River Valley Credit Union, Loan Center has garnered mixed opinions from its patrons. The average rating stands at 2.6/5, indicating that there is room for improvement in terms of customer satisfaction. However, it is essential to note that these reviews cover a wide range of experiences and services offered by the credit union.

For those seeking a financial institution that offers a range of banking services, River Valley Credit Union, Loan Center could be an option worth considering. While the reviews suggest that there may be some areas for improvement, the convenience of the location and the variety of services offered make it a viable choice for individuals and businesses in the West Carrollton area.

Specialties:

• Credit union
• Business banking service
• Mortgage lender

👍 Reviews of River Valley Credit Union, Loan Center

Heaven H.

1/5

I was approved for a $900 loan and they wanted $435 a month for one year to pay back. That is absolutely crazy and should be illegal to charge that much interest on a decent credit score!

Megan M.

5/5

All the super negative reviews about loans that people are paying back like 5× "what they borrowed" can't be accurate. I've banked here off and on for the last 15 years and never had any crazy loans like that. I think some people might be mixing up banks when leaving a review. In my experience, it's equivalent to any other credit union you might use. The car loan rates are usually lower, but in some situations, you do pay fees and have over draft if you go under. It's not as easy to move money electronically as it is with other banks like US Bank and 5th 3rd but I appreciate the other credit union perks like taking a payment and adding it to the end of your term in summer/winter. I've never had any issues with customer service personally, I would recommend banking here if you're looking for a credit union. If you have a habit of going overdrawn, you should go to a bank that allows a grace period. You're going to pay fees if you over draft, and they aren't easily waived if at all.

Avant T.

1/5

If you reading this is my advice don’t get a loan from none of these lenders unless you really really i mean really need it try to pick up a extra job or budget all these lenders are crooks my Grandma told me along time ago its easy to get in debt but its hard to get out of debt, that being said borrower responsible or don’t borrow at all just remember you the one paying for the lavish lifestyle. Anyone looking for a loan i hope you make a right decision towards your future and just say no i can go out without the headache

Grace C.

1/5

Do NOT get a loan from this company! I got a loan for $1200 and my overall ending payment would have been over $6000. The SVP will probably comment and say they have no record of my loan. They are putting you in a worse situation.

Tyler A.

5/5

We've been a RVCU customer for 15+years. Great service.

Matthew D.

5/5

So far so good yes the interest is high read everything before you make any loan decisions my advice take smaller loan and pay it off asap! They say no penalties for paying early my only thing I would pick it us the processing time for payments between bank and loan maybe I'm impatient but it could be more quicker but now I know the process my advice pay the loan off ASAP

Kelly J.

5/5

First off, reading the negative reviews, most do not make sense. Almost sounds like those payday loan places. Secondly, most of those reviews are from people, not even in this state (ohio). I feel like they are not reviewing the correct business.
My husband has used this credit union for years, had several loans, and never had any problems. Great rates, excellent customer service. West Carrollton and Springboro branches.

C A.

1/5

Don't expect to have a good experience with this credit union.
I have been a member for quite some time now and the last 2 years have been hell. First of all, they charge you to deposit your ACH transactions now. Something they used to use and rope people in with, "get paid up to 2 days early with our new mobile app." Now you can still get it early, but for $6. Not to mention it won't come out of your deposit, you MUST pay it out of your account before the ACH will be deposited.
Being a member for almost 10 years, they STILL hold my deposits for 5-7 business days. I never overdraft, but I happened to run into a little issue with $15 bill on auto pay. I tried to send the $15 over to my account to cover the bill and they blocked my transaction AND sent me a $33 overdraft fee!! I called the fraud line and they suggested I call the member service line. No answer after 3 calls. I'm sick of this place. I wouldn't recommend to my worst enemy. They will fee you to death and keep your money.