IH Credit Union - Dayton, Ohio

IH Credit Union: A Comprehensive Overview

For individuals and businesses seeking a reliable and community-focused financial institution, IH Credit Union stands as a compelling option. Located at 1464 N Fairfield Rd, Dayton, OH 45432, IH Credit Union offers a range of financial services designed to meet the diverse needs of its members. With a dedicated phone line at 9373901800 and a user-friendly website at ihcreditunion.com, accessing information and managing accounts is straightforward. The credit union’s specialties are centered around providing exceptional credit union services, emphasizing member satisfaction and financial well-being.

Key Features and Services

• Member-Owned Ownership: IH Credit Union is structured as a not-for-profit cooperative, meaning its members are the owners. This structure directly benefits members through competitive rates and fees, and a commitment to reinvesting profits back into the credit union’s services.
• Diverse Account Options: The credit union offers a variety of accounts to suit different needs, including checking accounts, savings accounts, certificates of deposit (CDs), and loans. These options are designed to provide flexibility and convenience for managing personal and business finances.
• Loan Products: IH Credit Union provides a comprehensive range of loan products, including auto loans, personal loans, mortgages, and small business loans. They strive to offer competitive interest rates and flexible terms to help members achieve their financial goals.
• Financial Education: Recognizing the importance of financial literacy, IH Credit Union frequently offers workshops, seminars, and online resources to help members improve their financial knowledge and make informed decisions.
• Digital Banking Solutions: IH Credit Union has invested in a robust digital banking platform, allowing members to conveniently manage their accounts online and through a mobile app. This provides 24/7 access to their finances and streamlines banking processes.

Location and Accessibility

The physical location of IH Credit Union at 1464 N Fairfield Rd, Dayton, OH 45432 offers convenient access for members in the Dayton area. Furthermore, the facility boasts several accessibility features, ensuring a comfortable experience for all. These include a drive-through for added convenience, a wheelchair accessible entrance, and a wheelchair accessible parking lot. This commitment to accessibility demonstrates the credit union’s dedication to serving the entire community.

Customer Feedback and Reputation

Currently, IH Credit Union has garnered 12 reviews on Google My Business, reflecting the experiences of its members. The average opinion is 3.3/5, indicating a mixed range of feedback. While some members have praised the helpfulness of the staff and the competitive rates offered, others have expressed concerns regarding certain processes or service levels. It’s recommended that prospective members review these reviews to gain a comprehensive understanding of the current member experience.

Additional Points of Interest

Beyond its core services, IH Credit Union offers several additional benefits to its members. These include:

• Competitive Interest Rates: The credit union is committed to offering competitive interest rates on savings accounts and loans, helping members maximize their returns.
• Personalized Service: IH Credit Union prides itself on providing personalized service to its members, treating each individual with respect and attention.
• Community Involvement: IH Credit Union actively participates in community events and supports local organizations, demonstrating its commitment to the well-being of the Dayton area.
• Convenient Branch Locations: In addition to the Fairfield Road location, IH Credit Union maintains other branch locations within the Dayton area, offering multiple options for accessing services.

Recommendation for Prospective Members

For individuals and businesses seeking a trustworthy and customer-centric financial institution, IH Credit Union presents a strong contender. The credit union’s member-owned structure, diverse range of services, and commitment to accessibility make it a valuable resource for financial management. It is highly recommended that potential members visit the website at ihcreditunion.com to explore the available services and compare rates. Contacting the credit union directly at 9373901800 will also allow prospective members to speak with a representative and learn more about how IH Credit Union can meet their specific financial needs. Considering the reviews available on Google My Business, a thorough investigation of member experiences is advised before making any decisions. The drive-through and wheelchair accessible features further enhance the user experience, making IH Credit Union a convenient and inclusive option for all.

👍 Reviews of IH Credit Union

yousef A.

1/5

The person in the first office on your right hand , very rude, will better take my business to weight patt , need training how to treat the customer as they deserve

Courtney O.

1/5

The branch manger was so rude to me and my kids. My 3 year old was having a fit and she was going me dirty looks. When we were leaving she came out of her office to tell me that my son was “too much” and I should control him. Shame on her. Rudest bank ever!!!

sales C.

1/5

I don’t have account with them , but I have to go with one of my customers to help him to get loan , very rude, unprofessional, they need training, not recommended to do business with this branch

Austin J.

1/5

Will I’m changing my review from a 5 star ⭐️ to a 1 star ⭐️. I’m tired of my app not working all the time because the system is down all the time I can not make no deposit and no one knows why. I have Day air credit Union and will be switching we’re my money goes now. You just lose use as a customer.

Jacob W.

1/5

Worst bank and staff I have ever dealt with. Switched to Wright Patt credit union 1 block away.

Jeannette T.

5/5

I Had A Great Experience The Teller, The Branch Manager Was So Awesome!!👍😊

Dale L.

5/5

Always helpful! The staff are great!

Pepper T. P.

5/5

This credit union has been very good to me.