Roots First Financial - Highlands Ranch, Colorado

J. S. B.

We had the opportunity to attend an educational session with Matt a few weeks ago. We chose to have a one-on-one meeting with him to go over our social security. Both meetings were informative and clearly illustrated how social security works at retirement. We HIGHLY recommend taking the time to go to one of his educational sessions!

Shauna G.

I loved that Matt is a CPA AND that he makes difficult things simple to understand. I personally appreciated the touches of humor and first-hand stories he was able to share. Matt’s class made me realize there is a lot more to social security planning than I had realized. He is a valuable resource of knowledge and an excellent guide for retirement. I have full trust that Matt will help me make good choices for my future.

Susanne E.

My husband and I attended one of Matt's informational presentations on Social Security. We had previously attended other classes put on by other financial planners, and found Matt's presentation to be clearer. We decided to take Matt up on his offer for free consulation and are so glad we did. We were able to "run the numbers" for different scenarios to determine the most favorable timing to start our benefits. Matt was patient, personable and professional throughout the process.
Thank you Matt!

jeff H.

My wife and I were both excited and a little nervous going into this Social Security seminar. Excited to get confirmation that all our years of planning put us on the right track and nervous to find out that we might need to do more. Matt Johnson was great at explaining the Social Security side of retirement and answered all our questions in an understandable way. We did not realize before hand how important it is to know how when and why withdrawing your money from Social Security and other retirement funds can give you peace of mind and eliminate the fear of running out of money in retirement. We are grateful to Matt for putting us at ease and look forward to working with him in the future.

Sharon E.

I am a new client to Matt Johnson, Financial Planner for Five Rings Financial. Matt is helping me to plan for my retirement coming up early next year. He has made it possible and easy for me to fully understand how to best utilize my social security benefits. In addition, he has assisted me with ways in which I can use and grow my 401K/Retirement Savings Plan after my official retirement date. I am very pleased and comfortable with what my financial future looks like, and that is all due to Matt's guidance and expertise - this guy really knows his stuff! He is so easy to talk to, and from the moment I met him, I trusted him. He has, and continues to be, VERY helpful, and I would highly recommend him to any and all that need financial guidance.

Al D.

If you have now reached the age of being eligible to begin social Security payments, you need to be equipped with the knowledge that comes from the Social Security workshop offered by Matt Johnson and Roots First Financial. Matt breaks down the pros and cons of taking the payments early, late or at full retirement age. He explains how the social security payment is taxed and how other savings can negatively impact the long-term strategy. Matt opened our eyes to how very complicated the social security system is and why it’s important to know our options in order to create a strategy that works best for us.

Bobbi W.

Matt is amazing! Through his knowledge and expertise, he found that I was eligible for additional social security benefits that I was unaware of. These benefits will amount to around 90K over the next few years. Matt has also helped me manage some of my retirement accounts to produce a better outcome. He is very pleasant to work with, no high pressure. Give him a call.

Devon N.

I cannot recommend Matt from Roots First Financial enough, he is so knowledgeable, kind, and helpful! My review is two fold:

#1: We have a family situation that has made life insurance harder to get, and Matt went SO FAR above and beyond to help us finally get coverage, and I will forever be thankful for the moral support and peace of mind he has provided.

#2: I have learned so much about retirement planning strategy from Matt. I have met a lot of advisors, but Matt’s knowledge and background make him a unique powerhouse for financial planning. He is even able to make the process more - dare I say, fun - because his passion and enthusiasm (and humor) is contagious. In a world with a wealth of conflicting information, I feel confident trusting this source.